Get Smart With Money

DoctorMoney picks up where schools leave people dry. We teach you how to be smart mone. Get smart in finance and learn how to make, save & manage more money.

Latest Blog Posts.

Ultimate Strategy for Winning the Lowest Mortgage Rate

October 8, 2021
mortgage concept image

The mortgage is one of the biggest loans most people take out in their lives. It also incurs high-interest costs due to the sheer amount of the principal. Hence, you should know how to win the lowest mortgage rate. You can save a huge amount of money this way. Lowering the mortgage rate by even a single point can mean substantial savings. Here is how to win the lowest … Read more

Travel on a Budget: 10 Exotic Travel Destinations That Won’t Break The Bank

October 8, 2021
Cheap Vacation Destinations

What vacay experience could be better than snorkeling around a coral reef or hiking across spectacular mountain ranges to bring down your stress levels? Especially, when it is something we all are looking for after a bumpy 2020. Like so many others, despite seeking the thrill of adventure, you probably find little room for it in your budget. But no worries! The world is full of cheap vacation destinations. … Read more

Top Money-Saving Tips to Invest More

October 2, 2021
money saving in progress

The best money-saving tips that you put into practice today could mean a better tomorrow. And these tips do not have to entail deprivation and austerity. You don’t have to eschew your daily coffee to save more. Many people are under the impression that saving is possible only if you give up things you really love. That’s not true. To save more, you only have to give up those … Read more

10 Salary Negotiation Tips That Actually Work

September 30, 2021

Salary negotiation is vital for maximizing the compensation you receive for all the hard work that you put in. Hence, it is critical for enhancing financial stability and standing. Yet, very few care about salary negotiation tips. One Jobvite study shows that only about a third of employees negotiate their salaries. This is a disturbingly low number. The overwhelming majority are losing out on opportunities for higher earnings. Over … Read more

Retirement Planning Done Right – 9 Smart Steps to a Secure Future

September 29, 2021
seniors planning for retirement

Retirement is inevitable – no matter how much you adore your work, you will need to take it easy and accept your retirement. To move things smoothly, you will need sufficient retirement funds. Retirement planning is thus essential for a safe, secure and stable future. With retirement planning done right, you can enjoy peace, comfort and bliss in your golden years. Here are the nine easy steps to plan … Read more

Investment in Your 30’s That Bears Fruit in Your 50’s

September 27, 2021
Investing in Your 30’s

Saving and investing for retirement, especially in 30’s, is an incredible idea that almost always pays off. The earlier you start taking advantage of the power of compounding, the more it is going to bear fruit in your 50’s. This is because investing in your 30’s offers more time for your initial investments to grow. As a result, your personal wealth continues to increase as you age. That said, … Read more

How to Start an Online Business

September 27, 2021
Online Business Idea

Technology has revolutionized the world in more ways than we could imagine. When it comes to the business landscape, it has leveled the playing field for businesses of all sizes. You can now start your online gig without any up-front costs that a brick-and-mortar business demands. That said, this does not mean that you can simply take a dive and hit a home run. Establishing a successful online business … Read more

How to Diversify Your Portfolio

September 26, 2021
portfolio concept image

Diversification is the key to intelligent investments that will grow over time. You need to diversify your portfolio to mitigate risks while allowing it to grow. Diversification represents one of the best ways of reducing risk over the long term.  Hence, you should know how to diversify your portfolio. You can start investing in good time by planning your investment goals early in life. You can begin investing by … Read more

Foolproof Guide to Making a Budget

September 24, 2021
budgeting concept image

Many think that budgeting is for financial maestros only. They are under the impression that you need strong capabilities for making a budget and following it. However, that is not the case. Making a budget is easier than you think. You don’t have to be Warren Buffet to make one, and you don’t need to deprive yourself of following it. The trick is to get started with this foolproof … Read more

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Get Smart With Money

DoctorMoney picks up where schools leave people dry. We teach you how to be smart mone. Get smart in finance and learn how to make, save & manage more money.

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