Loans & Debts
Latest Blog Posts.
Banks play a key role in our financial health and planning. And if you are like most people, you probably have an account in the same bank in which you opened your first account. It is also probably the same bank your parents used. Another reason could be that it is the closest branch to your house. Well, that’s how most of us choose banks for our personal accounts. … Read more
Your credit history is one of the most vital aspects of your financial health. Not only does it help you qualify for loans but it also determines the interest rates and fees that the lender will charge you. A good credit history, thus, translates to a stable and successful financial future. Similarly, a good credit score can pave your way to better jobs, accommodation, even allows you to turn … Read more
Most people value money a great deal. But when it comes to online shopping for your favorite items from the convenience of your home, the trade-off doesn’t feel so bad. From free shipping to countdown clocks, there are various online retailer tricks to lure you into loading up your cart and spend more than you can afford. In fact, online shopping statistics show that in the next few years, … Read more
The important thing is not how much money you make but how much you save, how hard it works for you, and how long it stays with you. So, stock investing is one of the most effective ways to build long-term wealth when done right. And while it is not risk-free like any other investment, investing in the stock market offers a 7% return on average every year after … Read more
Money might not be everything, but it is certainly something that helps you run your life. And while anyone with financial goals knows that saving money is a critical step in living the life they want, it is easier said than done. Especially when your bills are piling up, saving money can be excruciatingly daunting. On months you decide to cut down on dining outs, your HVAC system breaks … Read more
Saving and investing money is vital for a secure financial future. With unique purposes and roles, both are two entirely different things. So it is important to understand “Is It Better to Save or Invest Your Money?” before you set out on your journey to build wealth and find financial independence. Regardless of your financial status, it can be challenging to decide when to save and invest. And that’s … Read more
Racking up savings is no rocket science, yet many people just aren’t doing it. We know that you have tried your best to save, but something always comes up. Sometimes it’s your car that needs new tires or your house requiring an expensive roof repair. It could be your teenager needing braces, or perhaps you are going through a job switching phase. In any case, life gets in the … Read more
You might have heard much about bitcoin in financial news and investing discussions. But it is the database technology, known as blockchain, on which the cryptocurrency itself is based that usually gets far less attention. Most people find the concept of it, baffling and it sure can be. But when the concept is broken down to its basics, it is actually pretty simple. Think of a blockchain like an … Read more
Digital transformation is taking place with such force that today it is hard to imagine a sphere of life that remains untouched by technology. It has changed the way we work, communicate, and even pay for goods. And as more and more companies and consumers are moving toward contactless payment, it is no surprise that cryptocurrency is now making headlines. Especially, in 2021 the surge in cryptocurrency prices has … Read more
“Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn. The decrease in the barriers of entry across various industries has got us thinking that anybody can get in on the entrepreneurship game. In fact, most people believe that raising a substantial investment can make you a successful entrepreneur. Read here the important books for entrepreneurs. But the truth is that successful entrepreneurs … Read more
Get Smart With Money
DoctorMoney picks up where schools leave people dry. We teach you how to be smart mone. Get smart in finance and learn how to make, save & manage more money.
Sign Up to Our Newsletter & Get Articles delivered directly in your inbox.
( We don't spam, promise )